Benjamin G. Baldwin III Curriculum Vitae:
Responsive Financial Group, Inc.
204 W Wing St, Arlington Heights, 60004
Office: 847 670 8000; Fax: 847 590-9806 – Cell: 847 909 3858
Email: firstname.lastname@example.org Website: www.rfgweb.com
President, owner and lead advisor at Responsive Financial Group, Inc. (RFG), from March 2003 to the present. An Illinois corporation and a Registered Investment Advisory Firm. RFG rolled up, continued and expanded the operations of Responsive Financial Services, Inc. and The Financial Concepts Company. RFG provides Financial Planning and Investment Advisory services to individuals, closely held businesses, and trusts on a fee only basis.
Director and Vice President, Baldwin Financial Systems Inc. (BFS), 1992-2007. Director. An Illinois corporation and Registered Investment Advisory firm. BFS is dedicated to providing financial education programs and services to professionals and consumers, and custom financial planning services to high net worth individuals.
Co-Founder and President of The Financial Concepts Company (TFCC), 1999-2003. An Illinois corporation and an SEC Registered Investment Advisory firm. Ben’s focus in the firm is to provide ongoing management and benefits consulting advice to closely held businesses, and comprehensive financial planning services to individuals, associations and business owners.
Registered representative offering securities through Waterstone Financial Group, member NASD and SIPC, 1999-2007
Developing curricula for and teaching “Fundamentals of Financial Planning and Insurance Planning” and “Retirement & Employee Benefit Planning at DePaul University’s Department of Continuing & Professional Education within their Certified Financial Planner™, CFP®, Certificate program, 1997-2003.
Vice President at A.W. Ormiston & Co, Insurance Agents and Brokers. Responsible for implementing “partner’s” life and disability insurance plans for major U.S. law firms, 1997-1999.
Agent and registered representative providing insurance, securities and retirement products to individuals, partnerships, associations, and businesses. The Equitable, then Axa Advisors, 1989-1997. This was my apprenticeship in the financial services industry; under Benjamin G Baldwin Jr., CLU, CHFC, CFP ®, MSM, MSFS
Ensign through Lieutenant, US Navy as a Naval Flight Officer, Stationed in Pensacola, FL, Sacramento, CA, Rota, Spain and Virginia Beach VA, 1982-1989. Duties included, Aviation Officer Candidate School, Basic and Advanced Flight Navigation Schools, Flight Crew as Navigator and Navigator Instructor and Aerial Refueling Rendezvous Controller, Flight Operations Office coordinating Squadron Flight Operations and crew readiness; Avionics Division Officer, Communications Officer, Operations Security Officer, Administrative Department Head, NATO Officer’s Nuclear Policy Course, Command Europe Nuclear Policy Instructor, Top Secret Control Officer, Qualified Inspector for COMNAVAIRLANT Nuclear Weapons Technical Inspections.
ChFC Earned the Chartered Financial Consultant professional designation from The American College, Bryn Mawr, PA, 2003
CFP® Licensed to use the Certified Financial Planner designation by the International Board of Standards and Practices for Certified Financial Planners, 1992
BA Bachelors of Arts degree in American Studies from Hobart College in Geneva NY, 1982
SEC Series 7, Examinations and Registration, 1999-2007
SEC Series 6 & 63, Examinations and Registration, 1989-2007
Licensed Public Notary, Cook County, Illinois, Expires August 3, 2016
The Society of Financial Services Professionals (SOCIETY OF FINANCIAL SERVICE PROFESSIONALS) 1989 – Present
Financial Planning Association (FINANCIAL PLANNING ASSOCIATION) 1992 – Present
Director of Pro Bono Activities for the Financial Planning Association of IL, 2006- 2008
Developed the curriculum for the Fox Valley Habitat for Humanity New Homeowners Financial Education Program, 2006
National Association of Insurance & Financial Professionals (NAIFA) 1989-2012
The National and Chicago Associations of Life Underwriters 1989-2012
St Edna’s Catholic Church, Arlington Heights, Illinois, 2010 – Present
St. Alphonsus Catholic Church, Prospect Heights, Illinois, 2001 – 2010
St James Catholic Church, Arlington Heights, Illinois, 1989 – 2001
Speaking & Teaching Engagements
Society of Financial Services Professionals - The Clinic for Advanced Professionals, Chicago IL “Aligning Clients, Practice, Investments, and Vehicles to Create the Ideal Financial Experience”, 2012.
NAPFA STUDY GROUP Presentation, Chicago IL “Fiduciary Friendly Life Insurance in a Fee Only Practice”, 2011.
Society of Financial Service Professionals National Teleconference Presentation, “The Subtle Influence: How to Understand, Recognize, and Deal with Conflicts of Interest in Financial Planning” Moderator for the Webinar, 2011.
Society of Financial Service Professionals, Financial Service Forum 2008, Las Vegas NV, “Is Your Cheese on the Move? Fiduciary Issues and Life Insurance Company Product Management”, 2008.
Society of Financial Service Professionals, Financial Service Forum 2008, Las Vegas NV, “InfoByte – Recession, Inflation & Investment Management”, 2008.
Financial Planning Association, 2008 National Financial Forum, Boston MA, “Fiduciary Friendly Life Insurance in a Fee Only Practice”, 2008.
Financial Planning Association, 2008 National Financial Forum, Boston MA, “Life Insurance the Next ‘Big’ Thing”, 2008.
NAPFA, Chicago “Fiduciary Friendly Life Insurance in a Fee Only Practice”, 2008.
NAPFA, San Diego “Fiduciary Friendly Life Insurance in a Fee Only Practice”, 2007.
Society of Financial Planning Professionals, 2007 Financial Service Forum, Montreal, Canada, “Evolution of an Investment Management Practice” 2007.
Society of Financial Service Professionals, Financial Service Forum, Montreal, Canada, “Business Transitions – Children Taking Over the Business” Panel Discussion, 2007.
Society of Financial Service Professionals, 2007 Financial Service Forum, Montreal, Canada, “Investment Performance & Client Satisfaction: to Report or not to Report; that is the Question”, 2007.
The President’s Forum, “Investing Corporate & Personal Capital – Practical Considerations”, 2006.
MS Society of Illinois, “Making the Most of Your Income” 2006
Wisconsin FINANCIAL PLANNING ASSOCIATION and CPA Joint Annual Symposium, Life Insurance in the Financial Plan, Management, Investment, Titling and Estate Planning Issues, June 2003.
Financial Planning Association, Southeastern Wisconsin Chapter, “Life Insurance Issues and Management Techniques for Financial Advisors”, March 2003.
NAPFA Midwest Regional Conference, Life & Disability Insurance, 2002.
Commerce Clearing House Financial and Estate Planning Advisory Board, regarding general account (traditional) vs. separate account (securities) based insurance products in financial and estate planning.
Financial Planning Associates annual Advisors Conference on advanced uses of variable life insurance.
Illinois CPA Society's annual Personal Financial Planning conference on Life insurance Issues and Strategies for Professional Advisors.
Various seminars and as guest speaker for both corporate and Taft-Hartley clients and other local civic and professional organizations focusing on general financial planning for individuals, money management, investing for retirement, education and risk management.
Articles & Quotes
Freeman, Nevil. “One RIA’s unvarnished views on Advent, Black Diamond, Tamarac, IAS, Orion and Schwab Portfolio Center after an odyssey of test drives” RIABiz June. 2011: Online.
Baldwin III, Ben G. “Should I Buy Stocks or a Mutual Fund?” 2011 Daily Herald Special FINANCIAL PLANNING ASSOCIATION Financial Planning Guide. May 2011: Print.
Hansard, Sara. “FPA, NAPFA and IAA to fight SEC’s pop-quiz proposal.” Investment News. 24 May 2009, Online.
Rowland, Mary. “Let’s Make a Deal” Financial Advisor Magazine 02 July 2008, Online.
Hoffman, David. “Some investors feeling the pinch of housing slump” Investment News 09 October 2006, Online